Are you looking for a position with excellent benefits within a well-established bank? This position may be for you! Our client is searching for a Senior Credit Analyst to join their team. This role will be responsible for gathering and analyzing financial data from new and existing commercial loan customers to assess creditworthiness, will support loan administration, and will prepare credit recommendations. The Senior Credit Analyst will also provide leadership within the credit department by training and guiding Credit Analyst I and II staff, supporting their career development across various banking paths. Apply today to be considered!
Work model:
- On-Site
What you will do:
- Analyze financial statements, credit data, and industry information to assess the risk and profitability of commercial loans
- Prepare financial spreads, ratios, and written credit analyses for new requests, renewals, and modifications
- Provide loan structure recommendations to Commercial Loan Officers
- Communicate with customers, attorneys, and accountants to obtain required financial and organizational documentation while maintaining strict confidentiality
- Assist with loan documentation, collateral perfection, and ongoing credit monitoring
- Stay informed on economic and market conditions impacting credit risk
- Conduct customer site visits and resolve credit or account-related issues
- Prepare and review internal reports and assist with research as needed
- Refer customers to other banking services when appropriate
- Train and mentor Credit Analyst I and II team members; assign responsibilities aligned with skill levels
- Participate in hiring, performance reviews, promotions, and disciplinary actions within the credit department
- Recommend and implement process improvements, including software and training enhancements
- Promote high-quality customer service through guidance and coaching
What you will need to be successful:
- Bachelor’s degree or equivalent experience
- 5+ years of related credit or financial analysis experience
Benefits overview:
- Health, dental, and vision insurance
- 401k
- PTO
Interested and qualified candidates can contact Palmer Group at (515) 225-7000 or email afjobs@thepalmergroup.com.
